Readiness is not coverage.
Clara publishes agent-readable insurance readiness materials, examples, and tooling concepts. Public Clara materials are not an insurance transaction service.
Current public posture
Public Clara materials, including INSURANCE.md, skills, examples, benchmarks, and agent instructions, are for educational and insurance readiness purposes. They do not bind coverage, create an insurance policy, replace official applications, or provide legal, tax, or licensed insurance advice.
Human review
A generated INSURANCE.md packet should be reviewed by an authorized company representative before it is used for customer diligence, investor review, lender review, official applications, or any other third-party purpose.
No transaction service
The public site, INSURANCE.md examples, skills concepts, benchmark materials, and workspace shell should be treated as readiness infrastructure. They do not bind coverage, alter policies, negotiate insurance terms, or submit materials to external markets.